Quick cash loans up to R100,000 in 3 easy steps.

Why choose us?

You get more with us

Cheaper loans tailored to
your credit profile and history

5 minute application

The experience is simple,
online and quick

Cash straight to your bank

Anytime anywhere access
to money. Under 24 hours

We're in this together

We care, we listen and we'll
support you when you need help

Your way

Select your preferred loan amount and
time, and set your repayments to suit you.


Your application should only take 5 minutes.
Once approved, your money will hit your account fast.


We're completely upfront, with no
hidden fees or charges. That's a promise.

You're in control

Move, extend or split your repayments from
within the Members Area. The choice is yours.

Things that you need to know about Personal loans

Personal loans are one of many types of loans you can use to borrow money. These loans are typically general purpose loans that you can use at your discretion for things like consolidating debt or paying for an unexpected expense...

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5 Ways to pay off your loan quicker

Pay more every month This is a simple, painless way to save interest and pay the loan off quicker. There are two ways to do this. Round your payments up or simply pay an additional amount every month.

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Managing Your Credit Score

Anyone with a credit history has two credit scores calculated independently by each major credit reporting agency-Experian and Transunion. Your score tells the lender what they can expect from you if they loan you money.

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Featured FAQs

How do I repay my loan?

Once your loan is approved, we will deposit your cash into the same bank account as your salary. Your loan repayments will be paid to us via debit order every month. It’s that simple.

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Will I qualify for a JP Money loan?

At JP Money, we believe that everyone is unique and our loans are tailored for you, the individual. Please speak to a JP Money consultant who will help you with your loan and qualification requirements.

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What is compounded interest?

Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest.

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